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We only post a fraction of the claims we represent, but this one for Fire Damage requires special notice. This total fire loss in Ball Ground GA 30107 occurred January 12, 2014. At that time Atlanta was experiencing record freezing temperatures, but that is not what makes this claim unique. The insurance company did quickly put the home owner in a hotel, but since the day of loss till the date of this post – 7 months and one day – the insurance company has yet to make an offer nor supply an estimate of the damages! No payment, no check, no offer for this Fire Damage – in over 7 months!!
Sounded unbelievable to us too…
Most people also do not know that when a fire occurs, the fire department produces a report of what they feel happened in the fire. In short, they are mainly looking for arson, but if they can’t determine that arson was involved, then you would expect the insurance company should fully estimate the loss and pay their client so that their client can rebuild their property and get their life back together – right? Well not in this case, not even close.
How does this happen??
So why would an insurance company stall and not pay out on an obviously accidental claim, yet string the home owner along and pay for them to live in a hotel for months on end? Because they are just waiting to see if the home owner will disappear without pushing to get paid!
Hey, if the circumstances are bad enough in the life of the home owner, they might walk away and move to another part of the county. Or, they might not have enough money to make their mortgage payments and the lender would be forced to foreclose. All of the above circumstances have the same result for the insurance company – they wouldn’t have to pay anything on the claim if the home owner abandons the home !!
Damage to your home or Business? Do not hesitate to call!
Please don’t wait if this happens to you, hire a Public Adjuster as soon as you have sustained damage!
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