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If I cut down a tree and it falls on my house will my insurance cover the tree damage?

In most cases, homeowners’ insurance will cover tree damage to your home if you cut down a tree and it falls on your house. This is because the damage is considered to be an “act of God,” meaning that it was caused by a natural force beyond your control. However, there are some exceptions to this rule. For example, if you cut down a tree that was obviously diseased or rotting, your insurance company may not cover the damage if the tree falls on your house.

Here are some things to keep in mind about homeowners’ insurance coverage for fallen trees:

  • Your insurance company will only cover tree damage to your home, not to any other property that is damaged by the fallen tree.
  • Your insurance company may have a deductible that you will have to pay before they will cover the damage.
  • The amount of coverage that you have for fallen trees will depend on your specific insurance policy.

If you are considering cutting down a tree, it is important to check with your insurance company to see if they will cover the damage if the tree falls on your house. You should also make sure that you are cutting down the tree safely and properly.

Here are some tips for cutting down a tree safely:

  • Hire a professional tree removal service if you are not comfortable cutting down a tree yourself.
  • Make sure that the tree is dead or dying before you start cutting it down.
  • Cut the tree down in a controlled manner so that it does not fall on your house or other property.
  • Be aware of the wind conditions and make sure that you are not cutting down the tree when there is a high wind risk.

By following these tips, you can help to ensure that your homeowner’s insurance will cover the damage if a tree falls on your house after you cut it down.
By following these tips, you can help to ensure that your homeowner’s insurance will cover the damage if a tree falls on your house after you cut it down.

Want to make sure your covered? Call now! 404-445-5671

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